Within the next few months the latest of the welfare reforms will be rolled out in the North west of England..Gradually many benefit claimants will be transferred to this new regime. We are anticipating churches and community groups will be coming across people who need help to cope with the changes and/or who get into real finanacial difficulty over budgeting in the new regime.
What is Universal Credit?
Universal credit is a new benefit for people of working age, designed to top up your income to a minimum level. Universal credit will eventually replace benefits for people who are out of work and tax credits for people in work.
You can download a brief guide to the new system prepared by Ed Saville of Blackburn diocese here
https://dl.dropboxusercontent.com/u/89023969/Universal%20Credit%20Briefing%20August%202014.pdf
There is more information from the money advice service here
and a briefing from CPAG here
http://www.cpag.org.uk/content/universal-credit-update
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